It’s easy to be dismissive about the importance of insurance. That is, of course, until the day comes when you need it. Simply put: good insurance helps reduce the adverse effects of the foreseeable and unforeseeable events that occur in our lives.
At Lob Planning Group, we strive to help you identify the proper types and amounts of insurance to carry and to understand how your insurance needs might change over time. We focus on the risks and insurances that affect individuals and families most directly: life, disability, long term care and longevity.
Our approach is that of an independent: we identify the outstanding risks and needs and then seek out the vehicles and carriers best able to assist you. We are not captive agents, nor do we seek to apply cookie-cutter solutions to what can be the most personal of problems.
If you would like an assessment of your outstanding risks and want to know the best ways to address them, please contact us for a consultation. Few of us can afford to blindly negotiate life’s worst-case scenarios.
- Whole Life
- Universal Life
- Variable Universal Life
- Long Term Care